At 5Star Bank, every client relationship begins with the peace of mind that comes from banking with a strong financial partner. You’ll receive a competitive interest rate, professional expertise to guide you through the loan process, local decision-making and outstanding service from a person you can trust.
Our mortgage experts will find the financing that best fits your unique situation. We will guide you through every step of the loan process; providing a smooth and stress-free experience and the valuable advice that really makes a difference.
When you’re ready to buy a home or refinance your existing mortgage loan, trust the experienced mortgage team at 5Star Bank. Our flexible options and a wide array of residential mortgage loan products can put your dream home within reach!
Finance Options1,2:
- Owner-occupied Residential Loans
- Non-owner occupied Residential Loans
- Second or Vacation Homes
- 1-4 Family Unit Properties
flexible mortgage options include:
Conventional Financing
- Purchases or refinances
- 1-4 family units
- Fixed-rate and adjustable-rate mortgages available
FHA
- Government-insured/guaranteed loans
- FHA mortgage loans have maximum loan limits that vary depending on the average cost of housing in a given region. Our mortgage representatives will provide you with details specific to your transaction
- Available for purchases or refinances
- Down-payment funds can be gifted or borrowed against a secure asset
VA
- Government-insured/guaranteed loans
- VA guarantee allows eligible veterans to purchase a home with no down payment and up to 100% financing
Interest Rate Reduction Refinance Loan (IRRRL)
- An IRRRL can only be made to refinance a property on which you have already used your VA loan eligibility. No cash-out refinances are eligible.
- No appraisal or credit underwriting
- No money out of pocket
- Lower your monthly loan payment
- Lower your interest rate
- Rapid closing process
Jumbo Loans
- Loans that exceed the conforming loan limit
- Fixed-rate and adjustable-rate mortgages available
- Primary residences and second homes
Investment Property
- Loans for one to four-family rental properties
- Purchases
Additional loan options
- Construction to Permanent loan financing: we provide a one-stop-shop that allows you to build your dream home and secure financing all with 5Star Bank
- Bridge loans: use the equity in your current home to help finance your new home
- Home Equity Loans and Lines of Credit
Our Mortgage Team
Our dedicated, knowledgeable loan consultants promise the highest possible customer care and personalized service. And, as a client of 5Star Bank, we will be here long after your loan closes ready to meet all of your financial needs!
Denver Tech Center
Joe Thiede, NMLS# 2099147
303.770.0254
Email: [email protected]
5251 DTC Parkway, Suite 100 | Greenwood Village, CO 80111
Downtown Colorado Springs (Sun Plaza)
Aileen Berrios, NMLS# 1702932
719.637.4017
Email: [email protected]
InterQuest: 10989 New Allegiance Drive | Colorado Springs, CO 80921
Peterson Air Force Base: 455 West Paine Street, Bldg 1485 | Colorado Springs, CO 80914
Interquest/Peterson Space Force Base
Aileen Berrios, NMLS# 1702932
719.637.4017
Email: [email protected]
InterQuest: 10989 New Allegiance Drive | Colorado Springs, CO 80921
Peterson Air Force Base: 455 West Paine Street, Bldg 1485 | Colorado Springs, CO 80914
Trinidad & Pueblo
Laura Aiello, NMLS # 459415
719.967.7040
Email: [email protected]
125 North Commercial Street | Trinidad, CO 81082
By partnering with Colorado owned and operated Pivot Lending Group, we are able to offer competitive interest rates, local processing, underwriting, and closing services with local appraisers to ensure a smooth and seamless loan process with expert advice and responsive service.
1All loans are subject to credit, income and employment qualifications. Please see a Mortgage Representative for further details. 2Pivot Lending Group is regulated by: the Division of Real Estate (CO), the State of Nebraska Department of Banking and Finance (NE), the Arizona Department of Financial Institutions (AZ), AZ#0923361, the Office of the State Bank Commissioner (KS) Kansas Licensed Mortgage Company License No. MC0025226, the Wyoming Division of Banking (WY) WY# 2277. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act. NMLS# 109995